Resources - Credit

Additional resources are featured within the credit industry from external websites. When you are ready to move on from our home loan website, please take the time to visit some of these quality credit resource websites as well.

Federal Trade Commission - offers information on how to obtain a free credit report every 12 months.

The Fair Credit Reporting Act (FCRA) - is designed to promote accuracy and ensure the privacy of the information used in consumer reports. Recent amendments to the Act expand your rights and place additional requirements on CRAs. Businesses that supply information about you to CRAs and those that use consumer reports also have new responsibilities under the law.

The National Credit Union Administration (NCUA) - is the federal agency that charters and supervises federal credit unions and insures savings in federal and most state-chartered credit unions across the country through the National Credit Union Share Insurance Fund (NCUSIF), a federal fund backed by the full faith and credit of the United States government.

Independent Financial Advisers & Mortgage Brokers - Surrex Financial Management offers a financial health check online. They have fully qualified financial advisers that offer independent fee based advice.

Credit Report Repair - Specializes in helping consumers improve credit scores, repair bad credit and lower interest on loans and mortgages.

Our home loans website is here for educational purposes only. We realize that not all information applies to everyone equally. Situations are different among people. So, that said, please take what you need and remember to come back often as we are constantly updating this site with new information.